Mortgage Blog

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Marks & Associates
Mortgage Brokers Inc

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...

Affordability challenges spread across Canadian cities

March 9, 2026 | Posted by: Marks & Associates
Mortgage Brokers Inc

A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ...

Spring 2026 Home Buying Canada, Listings vs Affordability

February 24, 2026 | Posted by: Marks & Associates
Mortgage Brokers Inc

Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...

Canada's Rental Market Overview for 2025 and going into 2026

February 10, 2026 | Posted by: Marks & Associates
Mortgage Brokers Inc

Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ...

Home Selling Season is Around the Corner: Tips to Get Ready

January 16, 2026 | Posted by: Marks & Associates
Mortgage Brokers Inc

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

Should You Pay Off Your Mortgage Early?

January 2, 2026 | Posted by: Marks & Associates
Mortgage Brokers Inc

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...

Real Estate 101: Essential Tips for First-Time Home Buyers

December 26, 2025 | Posted by: Marks & Associates
Mortgage Brokers Inc

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

10 Essential Tips for Taking Out Your First Mortgage

December 19, 2025 | Posted by: Marks & Associates
Mortgage Brokers Inc

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

Should You Refinance Your Mortgage?

December 12, 2025 | Posted by: Marks & Associates
Mortgage Brokers Inc

There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...

Should You Spend the Full Mortgage Amount You're Approved For?

December 5, 2025 | Posted by: Marks & Associates
Mortgage Brokers Inc

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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